DOCTORS AND MEDICAL PRACTITIONERS (GUIDELINES)
The policy will indemnify any act committed by the insured, who shall be a Registered
Medical Practitioner, giving rise to any legal liability to Third Parties. The Insured
includes the policy holder and his qualified assistants or employees named in the
proposal. The act has to be committed during the period of insurance commencing
from the retroactive date. In the normal course all claims for compensation have
to be legally established in a court of law. However, insurers may arrive at compromised
settlement if prima-facie liability exists under the policy. Jurisdiction applicable
will be Indian Courts.
The limit of indemnity granted under the policy for any one accident or any one
year (per accident per policy year ) will be identical.
No short period policies are permitted. However, in case of cancellation of the
policy by the Insured short period scale rates as provided for will be applicable.
Registered Medical Practitioners shall be classified as :-
- Physicians
- Pathologists
- Oncologists
- Cardiologists
- Psychiatrists
- Radiologists or Roentgenologists
- General Surgeons
- Plastic Surgeons
- Orthopedics Surgeons
- Urologists
- Abdominal Surgeons
- Thoracic Surgeons
- Neuro-Surgeons
- Cardio-Vascular Surgeons
- Otorhinolaryngologists
- Proctologists’
- Ophthalmologic Surgeon
- Ophthalmologic Physician
- Obstetrician & Gynecologists (Excluding Surgery)
- Physician & non-specialist
- Other Practitioner-describe Surgeon fully.